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Assumptions & Formulas
- Effective Rate: Calculated based on the selected compounding frequency.
- Deposit Timing: "Beginning" means deposits earn interest for the full period, while "End" means deposits earn no interest in the current period.
- Lump Sum Deposits: Additional lump sums can be added at specific periods during the investment term.
- Inflation Adjustment: The inflation-adjusted maturity is calculated by dividing the nominal maturity by (1 + inflation_rate)^years.
Tips for Best Results
- Use the scenario feature to compare different investment strategies
- Hover over icons for field-specific help
- Click and drag on charts to zoom in, double-click to reset
- Save your scenarios to revisit them later

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