Money Vichara

From Epics to Economics: Surprising Lessons Hidden in Ancient Stories We often look to financial gurus and market experts for advice on investing. But India’s greatest teachers may not always sit in boardrooms. Sometimes, they speak to us through stories we grew up listening to stories that carry deep truths, not just about life, but about money too. One of the most important lessons in personal finance is the idea of portfolio rebalancing,  adjusting your investment mix regularly to stay aligned with your goals. And as you will see, our ancient stories have been teaching us this all along. Let us reflect on five powerful tales from Indian traditions, each shedding light on the timeless importance of balance. Just like in life, too much tilt in one direction in your financial portfolio can lead to painful consequences. These stories show us why we must rebalance our investments  just as we must rebalance ourselves, at the right time. Missed Part 1?   You can read it ...

Investing isn’t just about putting your money to work; it’s about making smart, intentional choices that align with your financial journey. However, many investors jump into opportunities without fully understanding what they’re getting into. The result? Sleepless nights, financial stress, and missed goals. Before you invest a single rupee, it’s important to pause, reflect, and ask yourself some critical questions. These aren’t just technical questions—they’re about understanding your goals, limitations, and opportunities. By answering these 15 questions, you’ll gain clarity and confidence in your investment decisions. Let’s dive into how you can turn uncertainty into informed action. Why Asking the Right Questions Can Save You from Costly Mistakes Investing without clarity is like driving blindfolded—you’re bound to hit a roadblock. Asking the right questions ensures you understand your financial priorities and reduces the likelihood of making impulsive, high-risk decisions.   Qu...

True Wealth: Investing in Life Beyond Finances When we think of investing, the first thing that comes to mind is money—stocks, bonds, mutual funds, and financial security. While financial health is undeniably important, life’s true wealth often lies in the investments we make outside of our bank accounts. Prioritizing health, nurturing relationships, and experiencing the joy of giving are timeless investments that yield immeasurable returns, fostering a life rich in meaning and satisfaction. Money Vichara: True Wealth: Investing in Life Beyond Finances Investing in Health: Your Most Important Asset Good health is the foundation of everything we achieve. Without physical and mental well-being, even the most robust financial portfolio can feel meaningless. Consider this: how valuable is a high-paying job or a well-performing investment portfolio if you lack the energy or ability to enjoy the fruits of your labour? Physical Health :  Investing in your physical health means ...

Your Journey to Financial Mastery Money is more than just numbers—it’s a tool that shapes our dreams, decisions, and destiny. But mastering personal finance is no easy feat. Many of us feel overwhelmed by questions like, “Am I saving enough?” or “Is investing really for me?” Here’s the best part: mastering your finances doesn’t mean drowning in jargon or needing a fancy MBA. It’s about grasping simple, practical principles, staying consistent, and drawing inspiration from timeless stories. And who better to guide us than one of India’s most inspiring sages—Vishwamitra Rishi? His journey holds lessons that are not just powerful but surprisingly relatable to our financial lives. Vishwamitra’s life is a story of incredible transformation, unshakable resilience, and the determination to achieve the extraordinary. He started as a king, comfortable in the luxuries of life, but chose to embark on a challenging journey of self-discovery, sacrifice, and mastery. His unwavering focus and a...